Stewardship as a Ministry in the Local Church
Understanding Motivational Reasons for Giving
Far too often, stewardship has been relegated to an elective Sunday school class, a special monthly offering, or an annual church emphasis. Churches would benefit tremendously by considering stewardship as a departmental ministry, appropriately staffed and budgeted to serve the local church.
Some have said that Jesus taught more about money than the Great Commission, more about money than family relationships, more about money than the Second Comingmore about money than any other subject matter. Why? Because Jesus knew that where your money is, there your heart will be also (Luke 12:3234).
Churches would benefit tremendously by considering stewardship as a departmental ministry, appropriately staffed and budgeted to serve the local church.
Martin Luther said there are three conversionsfirst the mind, then the heart, and finally the pocketbook. A ministry of stewardship focuses on the last conversion that is so desperately needed in lives today.
In the last two decades, more personal, corporate, and ministry revivals have been ruinednot by lack of prayer, lack of results, or lack of commitmentbut by poor stewardship.
On the other hand, many churches and organizations are discovering that these are exciting days for stewardship ministries. The resources that God has placed in the hands of His people to meet ministry needs are more than we could ever ask or think.
What does this challenge and opportunity mean for those in pastoral leadership?
Definitions of Stewardship
There are many definitions and uses of the term stewardship that it has almost become a cliché or a term that means nothing to anyone. Two definitions that capture the heart of biblical stewardship are:
1. "People who have yielded control of their finances to Christ habitually honor Him in their financial decisions and steward resources that He has provided." This definition describes a fully devoted steward.
2. Another definition states, "Biblical stewardship recognizes that Gods resources should be deployed through Gods people to accomplish Gods mission."
At the Assemblies of God Financial Services Group, we have a simple motto that encompasses stewardship for us: "Directing God-given resources to God-given goals."
Understanding Motivational Reasons for Giving
Twenty years of stewardship work have convinced me that one of the primary reasons pastors and church leaders either fail to emphasize stewardship, or emphasize it inappropriately is: They do not understand the different motivational reasons for giving.
The people in the pew are motivated differently. What captures the heart, attention, and commitment of one person is different from another. Understanding the different motivational reasons that affect peoples giving will help you create a broad-based stewardship education program that appeals to your entire congregation, not just to a particular group in your congregation.
The five main motivational reasons why people give are:
1. Commitment. "I give because Gods Word says to give." Historically, this has been the predominant reason for giving by evangelical Christians. Unfortunately, over the last several decades, parents have not taught their children the discipline of giving, tithing, or budgeting. Consequently, an entire generation in churches today does not understand the basic principle of committed giving.
2. Compassion. Today, the most frequent reason for giving (more than commitment) is compassion. Some refer to it as "emotional giving." I prefer to call it "heart giving." People give for a particular need or cause because they have a Christlike compassion. To limit compassionate giving within your congregation will deprive a majority of your congregation from giving according to their primary motivationtheir heart.
3. Community. Many people give because of a sense of community. They give to a particular project because of its success or the involvement of their friends. They invest in good soil for a good harvest. Stewardship should not be portrayed as an opportunity to pay bills but translated into ministry and mission. People like to see a return on investment. Providing your congregation with information regarding the results of investing in your ministry will substantially increase the giving of community givers.
4. Challenge. Because of past abuses in challenged giving, some have shied away from this approach. The thermometer on the wall pushing toward the goal, boys and girls giving their coins for missions, weighing the boys versus the girls offerings, and carrying the highest number of pledges for Speed-the-Light are all forms of challenge giving.
With the resources available today, many people are simply underchallenged in their giving. Every day they are challenged to spend their money elsewherea new car, a new big-screen TV, or other things. We need to challenge the members of our congregations to invest their money in Kingdom purposes.
An annual missions convention has proven successful in many congregations, challenging people to give to missions. A capital campaign on an organized, congregation-wide basis is an excellent way to challenge people to give for building, expansion, debt reduction, or other capital needs.
Challenge giving must go beyond the pulpit. Some pastors are afraid to personally ask people to give. Many individuals have resources they will not share unless challenged in an individual capacity; this requires tact and understanding. Many nonprofit organizations in our communities challenge those in our congregation to support their worthwhile causes, and our members and supporters open their wallets and pocketbooks. Unfortunately, many of these resources could have just as easily been directed toward eternal purposes. This does not mean there is anything wrong with supporting organizations such as the United Way or the local food bank; we should support our community. But we must be just as active in challenging individuals in our congregation to share their accumulated resources for Kingdom purposes.
5. Critical. The final motivational reason people give is based on critical reasoning and analysis. I refer to these as "CPA givers." They give because they believe you are handling their contributed money like they would. This requires responsible budgets, full accountability, and full disclosure. If they see money spent lavishly, the pocketbook closes. If all the details of the income and expenses are not shared, they reduce their giving. They believe that part of stewardship includes accountability. They are right.
In reality, there is no homogeneous way to teach stewardship. Unfort-unately, for some pastors and leaders, the stewardship potential resident in the local congregation is never realized because of a lack of understanding of the different motivational reasons for giving.
What we teach should always be based on the Word of God, but the hearers of the Word in our churches are in divergent positions in their stewardship walk. We must have multiple strategies, with the goal of helping people to yield control of their finances to Christ, habitually honor Him in their financial decisions, and steward the resources He has provided.